TGS Pawnbrokers

We pride ourselves on offering exceptionally fast, confidential and friendly service, which has been our trademark since we opened our first high street store in 1989.

TGS Blog

Pawnshop Loans

Stuart Goymer - Monday, January 09, 2012

If you need to get your hands on some quick cash, you should consider visiting a pawnshop such as TGS. Pawnbrokers are able to offer quick cash in exchange for valuable goods such as luxury watches, gold and diamonds. If you have anything of value which you are able to pawn then you could walk away with cash instantly. Pawnshops are simply places where goods are exchanged for loans. The goods can be redeemed at a later date, so you really have everything to gain by visiting a TGS pawnshop when you are short on cash.

How Does Your Pawnshop Work?

TGS pawnbrokers currently offer 13 stores across London. If you are looking for an instant cash loan, all you need to do is visit one of our pawnshop branches, bringing with you any goods you wish to pawn and a valid ID such as a passport or driving license.

When you visit pout pawnshop, our friendly staff will value your goods and make you an offer for them. The loan you receive will then be paid to you immediately in exchange for the goods. You will be charged monthly interest on your loan and will be able to reclaim your goods within 7 months providing that you have paid off your loan.

The Benefits

The pawnshop is something which is becoming ever more popular in this economy. This is because it offers a quick injection of cash when it is most needed when you take out a pawnshop loan with us, you will not have any waiting period before you are paid your loan - you will receive it immediately.

No Credit Checks

TGS Pawnbrokers do not carry out credit checks which means that anyone who visits out pawnshop can take out a loan on their goods. For anyone who is struggling to get by but has a poor credit history, this is one of the only ways to secure finance and it is much cheaper than other methods such as doorstep lenders ad pay day loans who often charge exorbitant rates of interest which are difficult to afford.

The Advantages Of Pawnbrokers

Stuart Goymer - Monday, January 09, 2012

Pawnbrokers have been around for centuries in one form or another. The process of exchanging your goods as security for a loan is a very old one but it is something which is seeing a massive resurgence in the modern day.

It is not so surprising that pawnbrokers are making a comeback in the 21st century what with all of the financial problems being experienced across the globe at present. The pawnbrokers provide the perfect means of getting that extra bit of cash you need just when you need it and for anyone who struggles to get a bank loan, pawnbrokers like TGS Pawnbrokers can be a vital lifeline.

What Are Pawnbrokers?

Pawnbrokers are people or companies who offer loans to anyone who wishes to pawn their goods. These loans will carry interest and will allow the borrower to get back their items within a certain period of time, providing they pay off the loan and interest. At TGS Pawnbrokers, for example, we will allow you to reclaim your goods any time within a seven month period if you pay of the loan and interest in full within that time.

The Advantages of Pawnbrokers

There are many advantages of using the services of TGS Pawnbrokers, the main one being that we can get you the cash you need in an instant when you pawn  your good with us. So, if you have an unexpected bill to pay or you run short on cash before pay day, we can give you the money you need to see you through exactly when you need it - there is no waiting around to be approved like there is at the bank.

Another great advantage of TGS Pawnbrokers is that we do not carry out credit checks. For anyone who struggles to obtain finance due to a poor credit history, this is great news. As long as you have something of value to pawn, you can take out a loan and providing you pay the loan back within the specified period, you will get your goods back so there really is nothing to lose.

How Does The Pawn Shop Work

Stuart Goymer - Monday, January 09, 2012

If you need to raise a sum of money as a matter of urgency, the local pawn shop could be just the place for you. Pawnbroking is becoming ever more popular in the UK as times get harder and many of us find it more difficult to stay afloat financially. A Pawn shop is simply a place where you can secure a loan by offering your valuable items as security. At TGS Pawnbrokers, we can offer you loans of up to £50,000 in exchange for good such as diamonds, gold and even cars.

How do I Pawn My Goods?

If you need a quick injection of cash and do not wish to turn to traditional lenders or, if you have bad credit and think you will be turned down by the banks, all you need to do is visit your local TGS pawn shop with your valuable goods and our friendly staff will help to arrange a loan based on the value of your goods.

When you choose us as your pawn shop, you will receive a friendly and efficient service which will see you get the cash you need instantly. When you take out a pawn shop loan with TGS, we will charge interest on the loan at a monthly rate. You are perfectly within your rights to reclaim your pawned items at any time during the first seven months.

In order to reclaim your goods, all you need to do is repay your loan including all of the interest. We will then give you back possession of your goods and you can take them home with you.

If you find that you are short of cash again, you can always renew you loan or,. You can pawn another item which will allow you to take out a new loan with TGS Pawnbrokers.

What Do I Need?

When visiting the pawn shop to take out a loan, you will need to bring a valid form of ID along with you so, we can verify your identity. As we do not carry out credit checks, you will not need to bring anything else, apart from the goods you wish to pawn, of course.

We Buy Gold

Stuart Goymer - Monday, January 09, 2012

If you are looking for a quick way of securing some extra cash for whatever reason, then you may wish to consider coming to TGS Pawnbrokers. We buy gold at high prices, so if you have any old pieces of unwanted or broken jewellery lying around, you could cash in and use the money on something you really need. As the price of gold is so high at the moment, you are likely to get much more cash when we buy gold from you than you would by selling other household items and as we buy gold, you will not have to pay any interest as you would on traditional loans - every penny is yours to spend.

Instant payment

When TGS Pawnbrokers buy gold from you, we can offer you payment on the day we receive your gold, so there is no waiting around for us to call you with an offer or waiting for us to send you your cash.

Simple Procedure

TGS Pawnbrokers will buy gold from you without all of the hassle that goes along with it. You can either visit one of our pawn shops and complete a transaction I person, or you can fill in our request form, upon which we will send you a special delivery package so you can send your gold to us free of charge. When we receive your gold we will value it and get back to you with an offer to buy gold. If you accept the offer, we will send you payment, if not we will post your gold right back to you.

Practical and Efficient

Having TGS Pawnbrokers buy your gold is a practical solution to your cash flow problem. Most households across the country will have a few gold items that they no longer se or want and selling this gold to use the money on something useful is much more practical than using loans to see you over a tough patch. We process all of our transactions swiftly, so if you need cash quickly, there is no better place to turn than TGS Pawnbrokers.

 

Using An Online Pawn Broker

Stuart Goymer - Thursday, February 03, 2011

An online pawnbroker can provide a range of services, many of which you might nor normally associate with a more traditional pawnbroker. As well as providing you with a way to cash in on your old and unwanted gold or to sell your pre-owned prestige watches, an online pawn broker can also provide you with cheque cashing services and may also be able to offer financial services such as logbook loans.

Prestige watches carry with them a lot of financial value. In some cases, older models that are in pristine condition can be worth more than new models and if you own watches from the likes of brands like Cartier or Rolex then you stand to make a very good amount of money should you choose to sell them. Alternatively, of course, they can also provide a beneficial source for buying such models of watch.

Old jewellery also holds value. While it was once necessary to sell gold jewellery for its design and the value that this holds, this is often not the case any longer. High scrap gold prices mean that gold buyers, such as an online pawn broker, will be willing to pay for outdated and out of fashion designs, as well as damaged or irreparably broken jewellery. Sell white or yellow gold to free up the money that’s sitting in your jewellery drawer or jewellery box.

A logbook loan is a very specific type of financial product. If you own your own car then you can take out a secured loan against that car. Typically, you sign the logbook over to the lender and they provide you with a lump sum of cash in exchange. Once you meet the terms of your loan and have repaid the capital and any interest borrowed, the logbook will be signed back into your name.

Using an online pawn broker is more convenient than finding a local shop that will meet the same needs. While there is little stigma attached to selling gold and unwanted jewellery, using an online services also means that you do not have to worry about walking into your local store.

Services Offered By Pawnbrokers

Stuart Goymer - Wednesday, January 05, 2011

Pawnbrokers offer a range of different services that can include everything from purchasing gold jewellery and other gold items to providing you with a logbook loan secured against the value of your car and providing instant cash for your gold items. Whether you have damaged jewellery or old watches that you no longer need or you want to gain access to a quick loan against your car, using online pawnbrokers is simple, convenient, and very quick.

If you’re looking to buy cheap or inexpensive prestige watches then pawnbrokers are an ideal location. They buy watches, have them valued, fixed, and cleaned, and then sell them on again and this can provide a cost effective way of buying luxury watch models from the likes of Rolex, Cartier, or Breitling. If you’re looking for a reliable timepiece that also holds financial value then this is ideal but it is also perfect if you are looking to start a family tradition of passing an heirloom from generation to generation.

Alternatively, of course, if you have an old watch that you no longer want then you may find that there is financial value being held in that watch. By selling it a pawnbrokers you can make some quick cash while clearing out your jewellery drawer. Many pawnbrokers will also buy gold jewellery and pay you a fair price according to the scrap gold price and the quality of the gold that you’re selling.

Logbook loans are small loans that are secured against the value of your car. As long as you own your own car, have a means of repaying the money that you borrow, and do not already have a logbook loan against that car, then you could be eligible for a logbook loan that will enable you to borrow hundreds or even thousands of pounds and repay it over several months or even years.

Pawnbrokers offer a range of services to their customers. Whether you’re looking to buy or sell and whether it’s a watch or a piece of broken old jewellery you can find an outlet that will pay a reasonable price for the items that you’re selling when you use reliable and trusted pawnrbokers.

 

Is Using a Pawnbroker Easy?

Stuart Goymer - Wednesday, November 17, 2010

In recent years, banks have increased their lending standards dramatically, making it difficult for many people to obtain small loans. Moreover, traditional banks and other financial institutions have had to scale back their lending in recent years due to slumps in the financial industry and a sluggish global economy. This has resulted in many small time borrowers being unable to obtain small, short term loans that they so desperately need to make ends meet during tough financial times. Fortunately, the pawn broking industry has seen resurgence as the result of banks tightening their purse strings, making it quick and easy for borrowers to get the cash that they need.

Pawnbrokers are services that issue small loans to borrowers who leave their personal possessions as collateral towards the loan. For example, a person may leave a piece of jewellery, a watch, or even something like a motorcycle as collateral for his loan. The main advantage to using a pawnbroker is that they do not require credit checks and that defaulting on a loan will only result in a loss of the collateral.

Using a pawnbroker service is fast and easy. First, a person with items to pawn needs to bring his objects and personal identification into the pawn broking store for an evaluation. The pawn broking service will then examine the goods and provide the person with an estimated value for his items, which he can take out as a loan. If the borrower agrees to the offer that the pawn broking service offers, the pawnbrokers will issue the loan for the value of the goods, while also charging interest on the loan. The amount of interest that pawnbrokers charge depends on a number of factors including the amount of the loan, the duration of the loan, and the type of collateral used to secure the loan. The borrower has a specified period of time in which to repay the principle of the loan plus any interest that has accrued. Once the loan has been repaid, the pawnbroker will return the collateral and the transaction is complete. Should a person happen to default on the loan, he will lose his collateral to the pawnbroker under the terms of the loan agreement. 

Using the services of a pawnbroker, a person in need of money can have cash in their hands within minutes of pawning their goods, making pawnbrokers an ideal alternative for many people to banks and other traditional lending services.

Why Do People Use Pawnbrokers vs. Banks

Stuart Goymer - Wednesday, November 03, 2010

In tough economic times, people are finding that their hard earned money does not go as far as it used to. They may have had to take a reduction in pay in order to keep their employment, or may be out of a job completely. Compounding the problem is the rising cost of health care and fuel costs that are driving up consumer prices in many other areas. As a result, financially strapped individuals are finding it increasingly difficult to make ends meet. Since many are already in financial trouble, acquiring a loan from a bank is out of the question as lending standards in the world of finance have become much more stringent in recent years. One way for people to get a short term, small loan is to use a pawnbroker service.

A pawnbroker is a service provider that grants loans to a borrower. In exchange, the borrower leaves some of his possessions as collateral towards the loan. Typically, borrowers give the pawnbroker expensive items like jewellery, gold, rare coins, or other things with a high intrinsic value to hold for a specified period of time. The pawnbroker will then estimate the value of the items and issue a loan to the borrower for the estimated worth of the objects. The borrower will then have a certain amount of time to pay back the loan, after which his possessions will be returned. On top of repaying the value of the loan, the borrower will also have to make repay any interest that was accrued over the lifetime of the loan, which will depend on the terms of the interest rates in the agreement. Interest rates fluctuate on a number of factors including the period of the loan, the amount of the loan, and the type of collateral used to finance the loan.

Using pawnbrokers to obtain small loans has several advantages over traditional lending institutions. One benefit of using pawnbrokers for small loans is that they do not require credit checks, which would automatically disqualify many people from getting a loan at a bank. Also, dealing with pawnbrokers is quick and easy. A person can take his items into the store and have his money within minutes, unlike borrowing from a bank, which could take weeks to process a loan. Finally, and most importantly, defaulting on a loan from a pawnbroker has far better consequences for the personal finance of an individual than defaulting on a bank loan. When a person defaults on loans made through pawnbrokers, he will lose his collateral without damaging his credit report. However, defaulting a bank loan will result in a loss of collateral in addition to a serious negative impact on the credit score, which can create all kinds of difficulties. Having a poor credit score can make it difficult to obtain loans, find housing, or even get a job.

TGS Pawnbrokers Give Safe, Quick and Responsible Cash Loans

Stuart Goymer - Thursday, October 21, 2010

For the last 20 years, TGS Pawnbrokers have been giving exceptionally fast service for a loan with security. They are confidential and friendly and can help you out of a difficult financial situation with immediate cash. The security required may be jewellery, gold, watches, diamonds or any other item of value. A car, motorcycle or heirloom could help you pay debts, repair your home or even take a holiday. 

The professional staff at TGS Pawnbrokers in all 11 stores across London is well trained and gives the highest possible price for your security. Monthly interest is charged on the loan and you can reclaim your items whenever you want within seven months by repaying with interest. No credit checks are necessary and there are no handling fees. Every loan is renewable if you need more time.

A member of the British Cheque Cashers Association, TGS Pawnbrokers can cash you check immediately whether it is a third party check or you don’t have a bank account. Bring the cheque, a passport or driving licence, and proof of address that is dated within the last three months. They charge a small administrative fee for this.

A payday advance is a short term loan until the next payday. Bring to TGS Pawnbrokers two recent payslips, proof of address, driving licence or passport, cheque guarantee card and cheque book. You will write a cheque for the amount of your payday advance. TGS will hold that cheque for three weeks then bank it. By that time the amount should be in your bank account so there is nothing more for you to do. If by some chance you cannot repay in three weeks, you can go to any of the 11 shops across London and extend the loan period. There will be a small fee for this extension. 

You may have the means to achieve financial help and not realise it. Old gold from broken jewellery, one earring, brooches you never wear, cufflinks you never use and even dental gold can be sold for cash. Bring your gold items to the TGS Pawnbroker near you. They will be weighed and tested to see the quality and amount of gold. Once that is determined, they will make you an offer of cash. If you agree, the cash is yours. They have built a reputation based on trust for over 20 years, and to achieve this they give the highest price for gold depending on the carat and weight as well as the international rate.


Accreditations